What is HARP 3.0 ? [discussion]
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This topic contains 8 replies, has 2 voices, and was last updated by cindy guilmet 3 years, 1 month ago.
September 5, 2012 at 6:25 am #3238
The Presidents HARP 3.0 plan Under the original HARP 14 million homeowners were able to refinance their homes. With the 2.0 update, this honed in on
[See the full post at: What is HARP 3.0 ?]September 13, 2012 at 7:03 am #3239
i am curious how this work, have good credit, make payments on time, but upside down majorly on our mortgage. please helpSeptember 13, 2012 at 3:54 pm #3240
Are owner occupied condos eligible for the HARP 3 program?September 14, 2012 at 2:02 pm #3241
like to know more about how it workSeptember 14, 2012 at 8:26 pm #3242
Very eager to find out how I could qualify from HARP 3 now that the restriction may have been removed for mortgages acquired by FannieMae or FreddieMac after 2009.
payments on time, upside down mortgage, good credit, employed, mortgage was acquired by Fanniemae in April 2010. Need help ASAP please!September 14, 2012 at 8:46 pm #3243
payments on time, upside down mortgage, good credit, employed, mortgage was acquired by Fanniemae in April 2010. Need eligibility criteria for HARP 3.0 please!September 16, 2012 at 10:03 am #3244
I have 1st with Fannie but a HELOC with another lender. 50% equity. Can I get a HARP?September 18, 2012 at 6:19 pm #3245
Does anyone now the answer to this question about the details of HARP 3, “Is the restriction lifted if you have refinanced with HARP in Jan 2010?”September 21, 2012 at 2:33 pm #3246
Is there a similar program if your mortgage is held by a bank?September 23, 2012 at 6:56 pm #3247
If I purchased a home with an 80/20 deal, will i be eligible under HARP 3 to combine these mortgages at a lower rate?October 4, 2012 at 11:29 am #3248
I just got off the phone with a HARP counsellor who’s number I got off this web site. She went over all my finacials. Then told me because I’m not a Fannie or Freddie loan I do not qualify for HARP. I asked about HARP 3.0 and she new nothing about 3.0. According to her 3.0 has not been implemented yet. When will 3.0 go into effect?October 5, 2012 at 6:31 pm #3249
im a loan officers assnt. at boa and we were never even told a harp 3.0 was coming out but in the past they released them in mid december so id say probly then.January 18, 2013 at 5:11 pm #3250
I too had a interest only countrywide loan. Loan sold several times. Finally got a loan mod @ 3.5% with $11,000.00 a year towards principal. Now want to refi since the principal is lower to reduce my monthly mortgage payment. No Freddie or Fannie and my loan to value is about equal. So I’m just out of luck even though I have good credit and never been late on the mortgage. I’m really hoping Harp 3.0 can solve my problem!February 11, 2013 at 1:56 pm #3251
Hi i’m single and I need help I hope HARP 3 came soon. I have good credit,I pay my mortgage on time,I work hard. I hope this program come this yearApril 5, 2013 at 3:21 pm #3252
Have excellent credit; never a late payment in my life on anything but am underwater on my home loan which is not covered by HARP 1 or 2. Looks like I will be left in the dust once again if HARP 3 required you to be employed. I am 73 years old and could sure use a break in my monthly payment since I live on a fixed income after getting laid off 2 years ago! Guess if we are not in the job market we just don’t count!!!April 14, 2013 at 5:14 pm #3253
Will this apply to NYC coop apartments? Need to know what can help folks like us. Most of us are middle to low income workers trying to buy a piece of the American dream.April 29, 2013 at 6:30 pm #3254
I have spoken to atleast 50 banks, brokers , and just received a letter today from Paramount Equity and it stated Harp3.0 call now to save on your monthly payments, but when I called they told me that they had anticipated that the HARP 3.0 would be out by now, to disregard the letter and maybe try back in a couple of months, I am ready to give it up I dont think there will ever be a HARP 3.0 for the people that pay their bills ontime and are under water without a freddie or fannie loan. I am ready to just stop making my payments and wait for the bank to tell me to leave!!!!!!!! [email protected]@###$ It!!!August 20, 2013 at 5:23 pm #3255
on Harp 1 & 2 a job is not required & it doesn’t look like it required on 3 either as long as you have an income coming in i.e, social security, pensio.September 3, 2014 at 12:54 pm #3256
I am running behind one month and home payment is there any programs that help people to get on top again?
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